In simple terms, a mold is caused by moisture. People underestimate what a little water can do to their environment. Broken pipes, leaky roof, cracked roofing tiles and leaving your windows open when it’s raining will allow moisture to enter your house. Sometimes you can even create the moisture within the house by drying of clothes, overheating your house during winter days or over cooling in summer days. When it comes to dealing with a mold you should find out the cause of the problem first so that you can block it, no matter how you clean the mold, it would reappear if you didn’t prevent the cause.
How Can A Mold Affect You?
Molds can sometimes release toxic chemicals that are harmful to the body when inhaled or been touched; a lot of mold in your house or surrounding can be dangerous and can lead to allergic reactions, hypersensitivity, flu, and asthma. It is always a good idea to take care of mold before it spreads, it can cause serious damage to your house if not prevented immediately.
Who Should Clean A Mold, Tenant Or The Landlord?
You just moved to a new home and you have no idea about the presence of mold, then you saw it beside your bed, in the kitchen ceiling or in the bathroom. What you should you do in such case? Are you responsible for preventing and cleaning it or the landlord is responsible?
Landlords must ensure that before leasing any house it’s well cleaned up, the house should be cleaned so that there are no any insects or mold present, and for the tenants also, they should not enter any house without checking the house properly to ensure that there is no any problem. There are situations where the landlord will make the necessary repair that’s needed to prevent the mold. For examples, if it’s caused by leaking roof, broken pipe or any structural fault, the landlord is responsible for fixing the damage. So in general molds caused by structural problem should be fixed by the landlord.
If on the other hand the tenant is responsible creating the cause that lead to mold due to improper maintenance of the house, such as spilling water on the carpet or letting the windows open when it’s raining which leads to condensation of moisture within the house, in these situations it’s the responsibility of the tenant to take care of any damage that is caused by the mold since it’s his fault in the first place.
Check the house you’re moving in if you find any problem that may cause mold to inform the landlord about so that if mold occurs it’s his responsibility. You should report problems such as leaky pipes, a window that can’t be sealed properly. If you caused the mold and you left it without fixing it, you have to compensate the landlord even if you’re moving out of the house. Most of the times landlords will refuse to repair the damages caused by the mold, they believe the mold is caused by the tenant. They are well aware that it’s a long process to deal with the case at the court and they also know you’ll spend a lot of money when filing any lawsuit against them.
When there is a dispute between the landlord and the tenant regarding a mold and the matter reach to the court, the judge has to decide how bad it is and the effect it has on the surrounding and whether the mold is caused by the landlord or the tenant. That’s why it’s important if you find any problem that may lead to a mold, you should report to the landlord before moving into the house. You should also document such problem so that if anything happens you can present it as evidence in the court. When the matter reaches to the court, anyone that’s found guilty is subject to a fine and will be responsible for any damage repairs. It’s a good idea to settle the matter between you and the landlord, because if the matter reaches the court, a fix that normally cost $3000 dollar can now become a $30,000 claim, sometimes even higher than that.
Mold Claims – Is There Any Insurance Coverage?
Homeowners, renters, and landlords can buy an insurance policy that’s able to cover mold clean up expenses. If you live in an area where mold often occur you should choose an insurance policy that covers mold damages. Are you having a mold that you know is not your fault? Contact Massey & Duffy to help you make the right claims on the damages done for you.