When people are injured, it is essential to ascertain the avenues of insurance available. As such, a letter such as this one should be sent:
Our firm has been retained by John Jackson for damages resulting from injuries sustained in an automobile accident on when, where.
It is our understanding that your insured was the at-fault driver/owner of the at-fault vehicle at the time of the accident. Pursuant to Section 627.4137, Fla. Stat., I am formally requesting a statement, under oath, by a corporate officer or claims manager of your insurance company setting forth the following information with regard to each known policy of insurance, including excess or umbrella insurance, within thirty (30) days of the date of this letter:
- the name of the insurer;
- the name of each insured;
- the limits of liability coverage;
- a statement of any policy or coverage defense which such insurer reasonably believes is available to such insurer at the time of filing such statement;
- a copy of the policy;
- a copy of any recorded statement made by our client.
Additionally, please provide our office with color pictures and repair bill/ estimate of your insured’s vehicle. Thank you for your anticipated cooperation in this matter and I look forward to hearing from you soon.